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Lottery Payout Options Before lottery winners can collect jackpots, they must usually make one important decision: Should they collect their winnings all at once or over a long period of time?The first option is called a lump-sum award. That’s when the winner receives all of the lottery winnings after taxes at one time. The second option is an annuity

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Although annuities established by the lottery commissions have been informally dubbed “lottery annuities,” in reality, annuity contracts created for the purpose of distributing prize money typically fall under the safest category of annuities: fixed immediate. Each state and lottery company varies. Powerball, for example, offers winners the choice of a lump-sum payout or an annuity of 30 payments over 29 years. Mega Millions offers lump-sum payouts or annuities

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The annuity offers an initial payment followed by 29 annual payments.  Each payment is 5 percent larger than the previous one. Did you know?Lottery winning payments made using annuities are sometimes referred to as “lottery annuities,” but they are actually structured as period-certain fixed immediate annuities backed by the U. S. government

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Lump Sum vs. Annuity for Lottery Winners While both options guarantee a lottery payout, the lump-sum and annuity options offer different advantages. Choosing a lump-sum payout can help winners avoid long-term tax implications and also provides the opportunity to immediately invest in high-yield financial options like real estate and stocks. Fact Electing a long-term annuity payout can have major tax benefits. Federal taxes reduce lottery winnings immediately

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That would have been $134 million. Instead, Nguyen opted for the annuity. That will give him the full $228,467,735 jackpot paid out over 30 years. Those payments include interest that will accumulate from investments over the life of the annuity

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Annuities also protect winners who might otherwise spend everything after a lump-sum payment. Some winners may squander their funds all at once or not invest it properly, leading them to bankruptcy or other financial troubles. An annuity isn’t for everyone. Annuities are inflexible, prohibiting winners from changing the payout terms in the case of an unexpected financial or family emergency. The annual payments may prevent a winner from making large investments

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Such investments generate more cash compared to the amount of interest earned on the annuities. Winners Face Tax Issues Taxes also influence many lottery winners’ decisions on whether to choose a lump-sum payout or an annuity. The advantage of a lump sum is certainty — the lottery winnings will be subjected to current federal and state taxes as they exist at the time the money is won. Once taxed, the money can be spent or invested as the winner sees fit. The advantage of the annuity is the exact opposite — uncertainty

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A judge decides whether such a sale is in the person’s best interest. See what your future payments could be worth in cash Turn your future payments into cash you can use right now. Get started with a free estimate and see what your payments are worth today!Get Your Free Estimate How Much Is My Lottery Annuity Worth?If you want an estimate of the sales value of your lottery annuity, you can enter the information from your contract into this annuity calculator to get a custom quote that we stand behind

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What Happens to My Lottery Annuity When I Die?In spite of rumors that the government gets to keep the money, lottery annuities are generally passed to the winner’s heirs. In fact, some lottery companies allow for a transfer of the funds only when the annuity owner dies. In this instance, any remaining assets will be disbursed to the estate or a living beneficiary until their death or the end of the contract. Some lotteries will cash out an annuity prize for an estate, to make it easier for the estate to distribute the inheritance and to pay federal estate taxes when they apply

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In order for the lottery to do this, it has to be allowed in the state where the ticket was purchased. The Process of Selling Annuity Payments Lottery winners who decide to sell their periodic payments must first learn if they are allowed to do so. That is often determined by the state in which the lottery was won and not by the state in which the lottery winner lives. Sometimes there are ways of finding a loophole, a task best suited for a personal attorney

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Who Buys Lottery Payments?Typically, two types of companies purchase long-term lottery payouts: factoring companies and insurance companies. These are the same companies that purchase settlements from sellers who collect personal injury settlements, mortgage notes and other kinds of long-term payouts. Factoring companies offer lottery winners immediate cash for their annuity contracts

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They are buying the lottery winner’s future payments. The cash payment is less than the total of the scheduled annuity payments. The company should offer you a quote in writing at no charge

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The chances of winning South Africa's PowerBall lottery are one in 42,375,200 - the number of different combinations when selecting five Dream big, spend a little. Play today for just $2. Current Jackpot $174,000,000. Next Drawing JUL 24. Go To Game Details. Wednesday, JUL 21 You must match at least 2 numbers plus the Powerball number to win the You'll receive 20 games with a PowerHit, with 20 different Powerball numbers,

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The annuity purchasing companies are part of a very competitive, heavily regulated market. Ask the company where they are certified and licensed and how long the quote is good. Ask about any fees and how long the company has been in business. When selecting a buying company, it’s usually best to look for a company with experience and that has people who take the time to explain the written offer. Do not cave to pressure to sign something before you fully understand and agree

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Tax Obligations of Selling Lottery Payments Someone who cashes in some or all future lottery payments will owe federal income taxes. This differs from the sales of structured settlements from personal injury lawsuits. In those cases, buyouts are tax-free

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Please seek the advice of a qualified professional before making financial decisions. Last Modified: July 12, 20215 Cited Research Articles Fernandez, L. (2014, Sept. 26). Nail Technician Wins $228M Powerball Ticket, Wants to Remain "Normal Man. " Retrieved from https://www.nbcbayarea.com/news/local/nail-technician-wins-228m-powerball-lottery-ticket-normal-san-mateo-key-market/2075389/ Powerball.com. (2014, Sept. 24). San Mateo $228.4 Million Jackpot-Winning Powerball® Ticket Claimed! Retrieved from https://www.powerball.com/index.php/es/node/536 Pinckard, Cliff. (2014, Sept. 25)

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Winning Powerball ticket sold in California; Ohio Lottery numbers for Thursday. Retrieved from https://www.cleveland.com/metro/2014/09/winning_powerball_ticket_sold.html Megamillions.com. (n.d. ). Difference Between Cash Value and Annuity. Retrieved from https://www.megamillions.com/difference-between-cash-value-and-annuity Wolff-Mann, E. (2017, Aug. 23). Should Powerball Jackpot Winners Take the Annuity or the Lump Sum? Retrieved from https://money.com/powerball-lottery-annuity-or-lump-sum/

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Powerball is the lotto game bringing you Australia’s largest jackpots and biggest individual prizes! Read this how to play Powerball guide before you buy your Powerball ticket in Thursday’s draw. We cover everything you need to know about Powerball. What is Powerball?Modelled on the famous American lottery, Powerball is a unique lotto game that features balls drawn from two separate barrels. Powerball has a guaranteed minimum Division 1 prize pool of $3 million and reached a record $150 million jackpot in September 2019. Where do I buy Powerball tickets?You can buy your Powerball ticket from the Oz Lotteries website or our easy-to-use Oz Lotteries mobile app

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Play anywhere at any time. How much does it cost to play Powerball?You can purchase a Standard ticket from $5.40 for 4 games. Ticket prices vary based on the game type. You can guarantee to match the Powerball number with a Power Hit ticket!How do I win Powerball?Powerball features nine prize divisions. To win Division 1 you need to match all seven of your numbers, plus the Powerball number, to the winning numbers from the draw

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The winning seven numbers are randomly selected from a pool of 35 balls numbered 1 to 35. The winning Powerball number is randomly selected from a pool of 20 balls number 1 to 20. You must match at least 2 numbers plus the Powerball number to win the lowest Division prize (9). Division 17 numbers plus + the Powerball Division 27 numbers Division 36 numbers + the Powerball Division 46 winning numbers Division 55 numbers + the Powerball Division 64 numbers + the Powerball Division 75 numbers Division 83 numbers + the Powerball Division 92 numbers + the Powerball How do I claim a Powerball prize?Oz Lotteries will automatically deposit your prize payment into your Oz Lotteries online account

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From there, you can request a withdrawal of funds by cheque, direct deposit into your bank account, or into a valid Pay Pal account. Notably, all your winnings are tax-free!When does the Powerball draw close?Powerball entries close on Thursdays at 7:25pm AEST/8:25PM AEDT. What time is Powerball drawn?Powerball is drawn each Thursday night at 8:30pm AEST/9:30pm AEDT. How can I watch the Powerball draw?The Powerball draw is on 7TWO at approximately 8:30pm AEST/9:30pm AEDT every Tuesday night

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Where can I find Powerball results?If you miss the live draw, there’s a number of ways you can check Powerball results. When you create an Oz Lotteries account online, you can receive the latest draw results straight to your email inbox. You can also check your ticket or search past draw results via the Oz Lotteries website

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Are Powerball winnings taxed?Australian lotteries like Powerball are not taxed. That means if you win Powerball you get to keep your full prize winnings. For example, if you are the only winner of a $50 million jackpot, you will get a cheque or bank transfer for $50,000,000!What is a Power Hit?A Power Hit ticket increases your chances of winning Powerball by guaranteeing you have the winning Powerball number. You’ll receive 20 games with a Power Hit, with 20 different Powerball numbers. The Powerball can only be a number between 1 and 20

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That means we guarantee you get the winning Powerball number in one of those games!We have created an animated video to help explain what exactly a Power Hit is to help give you a better understanding of how it works. So now you know how to play Powerball!But for your chance to win with Powerball, the most important thing is that you need to have a ticket!Make sure you’re in the draw and get your tickets at Oz Lotteries today. If you enjoyed the article, please share

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  | Nashville Tennessean Show Caption 5 things you shouldn't do if you win the lottery Most people dream of winning the lottery, but making poor choices can turn your life into a nightmare. Buzz 60’s Sean Dowling has more. Buzz 60No winners in the latest Mega Millions or Powerball jackpots means you still have another chance to win a combined $1.7 billion. The Mega Millions jackpot swelled to $970 million, or a $716.3 million cash option, and the Powerball is now $730 million, with a cash value of $546 million

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The winning Mega Millions numbers on Tuesday were 10, 19, 26, 28, 50 and Mega Ball 16. The winning Powerball numbers on Saturday were 14, 20, 39, 65, 67 and the Powerball was 02. These unclaimed jackpots make for the third- and sixth-largest jackpots in U. S. history, respectively

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Here's everything you need to know to try your luck at the jackpots that have gone unclaimed since September. When is the next drawing?The next Powerball drawing is Wednesday, Jan. 20 at 10:59 p.m. ET. If unclaimed, the following drawing will be on Saturday, Jan. 23 at 10:59 p.m

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ET. The next Mega Millions drawing is Friday, Jan. 22 at 11 p.m. ET

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If unclaimed, the following drawing will be on Tuesday, Jan. 26 at 11 p.m. ET. How to play in Tennessee To play the Mega Millions in Tennessee, a ticket costs $2 each. A Megaplier, which lets players up their non-jackpot prize winnings by 2, 3, 4, or 5 times, is an extra $1. There are six numbers from two separate groups of numbers — five different numbers from 1 to 70, and one Mega Ball number from 1 to 25

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There is also an Easy or Quick Pick option that will auto-select the numbers for you. To play the Powerball, buy a $2 ticket and select five numbers from 1 to 69 and one Powerball number from 1 to 26. Odds of winning There are nine ways to win a Mega Millions prize, ranging from the multi-million dollar jackpot to $2

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There is a 1 in 302,575,350 chance of winning the Mega Millions jackpot prize (all five winning numbers plus the Mega Ball). Odds drop to 1 in 12,607,306 for all five winning numbers but no Mega Ball. There are nine ways to win the Powerball, starting at the multi-million dollar grand prize to $4. There is a 1 in 292,201,338 chance of winning the Powerball grand prize (all five winning numbers plus the Powerball)

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Odds drop to 1 in 11,688,053.52 for all five winning numbers but no Powerball. How to check if you won To scan your ticket or check the winning numbers for both the Powerball and Mega Millions, use the TN Lottery App. Daniella Medina is a digital producer for the USA TODAY Network. Follow her on Twitter @danimedinanews. 

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The odds of winning the $540-million Mega Millions jackpot on Friday are roughly 1 in 259 million. Powerball players stand an even worse chance of winning Saturday’s $288-million jackpot, where odds are stacked against them at 1 in 293 million. Then there’s California’s own state lottery, Super Lotto Plus. The odds of having the winning ticket in that game stand at 1 in 42 million

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The jackpot is $15 million for Saturday’s drawing. But if a person has a buck or two to spare, which game offers the best chance to win?“I’m not sure I would recommend playing at all,” quipped USC mathematics professor Kenneth Alexander. That’s because when the chances are as long as these, there’s little a player can do to help themselves win

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One $2 ticket for Powerball offers players a 0.0000000034% (eight zeroes) chance of winning. A $1 Mega Millions ticket gives a player an infinitesimally better 0.0000000039% (still eight zeroes) chance at a win. For the Super Lotto Plus, a ticket provides a 0.000000024% (seven zeroes) chance of winning. In Alexander’s words, ““To have a better than even chance at winning Super Lotto, you’d have to buy 300 tickets a week since the time of Jesus. ”For a player to have a better than even chance at winning Powerball or Mega Millions, a player would have to buy 300 tickets a week for the last 13,500 years and 12,000 years, respectively, Alexander said. That’s about the time of the last Ice Age, he added

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A better choice for a person looking to spend their hard-earned money on a lottery ticket is to invest it, he said. “If they’re going to play, the best way to look at it is for entertainment,” he said. “You’re buying the right to think that you could win. If you are doing it in that sense, you can decide what attracts you more – the bigger prize or the better odds?”Clerk Ruby Sran, left, helps customers purchase Mega Millions lottery tickets at Allan’s Market Wine and Lotto in Port Hueneme on Wednesday. (Brian van der Brug / Los Angeles Times ) Sales figures show that in California, players tend to prefer vying for the bigger jackpots. In the 2015-16 fiscal year, Powerball sales reached $707 million

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Mega Millions sales were $355 million and Super Lotto sales were $274 million. Here’s how each game breaks down:Powerball is played in 44 states, the District of Columbia and two U. S. territories. The minimum jackpot for the twice-weekly drawing is $40 million with at least $10 million added on each time no one matches all the numbers

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Mega Millions is played in 44 states, the District of Columbia and the U. S. Virgin Islands. The minimum jackpot for the game, played twice a week, is $15 million

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It increases by at least $5 million when the prize rolls over. Super Lotto Plus is the old-school lottery game among the three and is exclusive to California. The twice weekly drawings offer a minimum $7 million jackpot and increase by $1 million when it rolls over. According to lottery spokesman Alex Traverso, Super Lotto Plus is won the most often and has a loyal following, but the (relatively) small jackpot has cut into its sales over the years, especially in the shadow of the nine-figure prizes the other two games can generate

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It took eight missed jackpots for the Super Lotto to climb to $15 million for Saturday’s drawing. By comparison, the longer odds of Mega Millions have seen that jackpot now roll over 35 consecutive times, leading to Friday’s half-billion-dollar prize. But neither of those games can grow as fast as Powerball

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When the jackpot was missed 19 consecutive times over the winter, the jackpot ballooned to an unprecedented $1.6 billion. Had it been missed just one more time, the jackpot would have been at least $2.4 billion, Traverso said. Perhaps numbed to headlines of jackpots in the $200-million or $300-million range that Powerball produces multiple times a year, lottery games typically only pull in new waves of players for the biggest prizes. “At this point it’s over $500 million, that’s almost like the new mark that gets people going out to buy tickets,” Traverso said. The next Powerball drawing is on Saturday. ALSOStuntman suffers major injuries after being run over on set of TV series ‘Shooter’USC’s copy of O

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J. Simpson Heisman, stolen in 1994, is returned after Apple Valley man is sentenced‘We will get justice’: Family pleads for investigation into fatal police shooting of unarmed teen UPDATES:7:34 a.m. July 8: This story was updated with information on Powerball

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This post was originally posted at 2:38 p.m. July 7. . Powerball Plus Results USA Powerball Plus  What is Powerball Plus?Simply? It’s Powerball, just with bigger jackpots. If you’re a fan of US Powerball, you’ll fall in love with Powerball Plus

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We love bringing you incredibly big jackpots so we’re pleased to introduce the biggest game of all, Powerball Plus!Powerball Plus will not replace the Powerball game, it will be offered in addition to the regular Powerball draws on Play Huge Lottos.com. You now have the choice between Powerball or Powerball Plus or you can decide to play both of these exciting games. How to play Powerball Plus Powerball Plus is a bigger and better version of the US Powerball game. It gives players the chance to play the same, exciting game but win much, much bigger jackpots!If you’ve ever played US Powerball you’ll know exactly how to play Powerball Plus

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There are two machines drawing two sets of numbers. Players will need to select: - 5 numbers from a possible 69 (these are the white numbers)- 1 number from a possible 26 (these are the red ‘powerballs’)If you entered Powerball Plus and your numbers match all 6 numbers that were drawn in the Powerball Plus draw, you win the jackpot! Draw days Powerball Plus is based on the official multi-state US Powerball draw and takes place on the same days - Wednesdays and Saturdays. Winning numbers for the Powerball Plus draw are the same as on the regular US Powerball draws. Powerball Plus may have Superdraws with exceptionally high jackpots and these dates will be announced ahead of time

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When Powerball Plus offers a Superdraw they are once-off, there will be no rollover. These events are highlights in even the most casual of lottery players’ calendars and is not to be missed. Everyone will have an opportunity to enter these phenomenal draws to win incredible jackpot prizes

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Make sure you check the website regularly and watch your inbox for details. Prize tiers Powerball Plus offer prizes across 9 tiers. These tiers range from matching all 6 balls drawn (Match 5 + 1 Powerball) to simply matching the Powerball number. Take a look at the table below to find out how your matching numbers can make you a winner. Powerball Plus Powerball Plus Value Match 5 plus PB Jackpot Match 5 $500 000.00 Match 4 plus PB $25 000.00 Match 4 $100.00 Match 3 plus PB $75.00 Match 3 $7.00 Match 2 plus PB $7.00 Match 1 plus PB $4.00 Match PB $2.00 . Feeling lucky? You'd better be if you play the lottery

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Depending on which one you play, you have some pretty long odds. For example, the odds of winning a recent Powerball drawing in Tennessee was 1 in 292.2 million.  To put this in perspective, you have a: One in 2,320,000 chance of being killed by lightning One in 3,441,325 chance of dying after coming into contact with a venomous animal or plant One in 10 million chance of being struck by falling airplane parts Most people would agree the risk of any of these events actually happening to them is pretty slim.  Let's look at it another way. Assume you went to the largest stadium in the world—which happens to be in North Korea. The stadium was filled to capacity

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